We know what you’re thinking. It could never happen to me. The reality is that misplaced or stolen car keys can happen to even the most responsible car owners. If your handbag gets stolen, your house gets burgled, you leave them by the till at your local store or your toddler plays a game of car-key-hideaway, you could be left keyless at the most inconvenient times.
Still, feel like there’s no reason to fuss? Then consider the surprising costs of car key replacement. Even if you have a spare, you’ll eventually need to get another key made. If you’re without a spare, it’s an even trickier situation. Now not only are you stranded without access to your vehicle, but you’re in for a costly surprise.
Most comprehensive insurance plans won’t cover lost car key replacement. If they do, claiming will still see you dealing with a large excess or losing out on your no claims rewards. Paying out of pocket for a locksmith, a flatbed towing company, key cutting and alternative transport will add up to thousands of rands on top of the admin and inconvenience.
The costs increase significantly if you don’t have a spare key and need to get a smart key like a programmed transponder or a keyless entry remote. Different makes or models of vehicles will also influence the costs. The solution? Car key insurance designed specifically to make your life easier in the event of loss or theft.
The benefits of Key Angel Insurance
If you’re feeling flustered that the admin involved with lost car keys had never crossed your mind, there’s no need to sweat. We’ve designed a product that does all the thinking for you. Our Key Angel Car Key Replacement Insurance plan covers all the nitty-gritty involved with lost or stolen keys.
Some of the key benefits include:
- No excess payable
- The cost of replacing your lost or stolen keys is covered. This simply excludes batteries.
- Stuck somewhere with no keys and no spare? We’ll arrange safe, courtesy transport to keep you moving.
- We’ve also got locksmith or flatbed towing needs sorted.
- By claiming from Key Angel instead of your comprehensive car insurance policy, your no-claim rewards will be protected.
We’ve even added extra home and office key cover to the plan. We provide the additional benefits of key and remote replacement for your home or office as well as locksmith assistance.
At Bidvest Insurance, our goal is to design products that consider every angle of the problem, helping minimize any extra out-of-pocket costs. Our Key Angel plan is just one example of an extra insurance product guaranteed to give you more bang for your buck when you need it most.