Can you claim for personal belongings when your car is hijacked or stolen?on June 24, 2020
It’s an unfortunate reality that cars frequently get stolen or hijacked. While you might have thought ahead and insured your vehicle itself, have you considered how you’ll claim for any personal belongings stolen in the process? Here’s where our Theftbuster Plus Insurance plan can step in to help.
You’re probably well versed in the risks associated with theft, smash-and-grabs or hijacking of your vehicle. To protect your investment, you’ve taken out comprehensive vehicle insurance to secure a replacement or pay out for your car. Insurance in such a case really becomes the difference between a terrible situation and a disastrous one.
The hidden costs of a hijacked or stolen vehicle.
Have you considered if you can claim for valuables stolen from or with your car? In an already traumatic situation, the last thing you need is to incur the added costs of replacing personal documents, handbags, electronic devices or valuables. Initially, the loss of these extra items may seem irrelevant but as you start to pick up the pieces, you’ll realise the compounded expenses of ID documents, driver’s licenses, GPS devices and more. You’ve already got to deal with the admin of heading to home affairs. Do you really need the financial worry of it too?
Even if you avoid hijacking hotspots, you still run the risk of your car being stolen from a public parking space or experiencing a smash-and-grab at a robot. You may also incur extra associated costs not covered by your comprehensive car insurance.
Some of the extra costs to consider include:
- Trauma counselling
- Damages to your car lock
- Replacing stolen car, office or house keys and / or remotes
- Broken windows
- Hiring a car while you wait for your payout
Often these things tend to happen when you least expect them, no matter how many safety measures you follow.
While the best-case scenario would be for these events not to happen, it’s better to be prepared. If the worst case scenario does strike, chances are that you’ll have enough on your plate and could really use a helping hand.
Get peace of mind with Theftbuster Plus
Our goal is to provide you with product options that soften the financial impacts that you’re faced with during a traumatic event. Theftbuster Plus Insurance covers all the additional expenses you might not have been prepared for, so that we can help get you back on your feet.
Theftbuster Plus Policy highlights include:
- Minor vehicle damage cover
- Cover for personal documents, handbags, devices and more
- Door lock damage cover
- Car key and remote replacement
- Trauma counselling
- Car hire
- Up to R15 000 towards the excess of an unrecovered vehicle
- R10 000 loyalty bonus towards a replacement vehicle if purchased from a Bidvest Insurance approved dealership
Don’t let theft or crime affect your finances too. You focus on the health and safety of your family and we’ll take care of the nitty gritty expenses.