Bidvest Insurance’s Scratch and Dent policy covers small dents and scratches to your car and the exterior paintwork. The Scratch and Dent policy benefits include up to R2500 cover for any damage resulting from a hailstorm. While there are tons of DIY tips on how to fix hail damage on your car, If you’re wanting to retain your car’s value, it’s vital that repairs are done by a professional.
We all save for rainy days, but what happens when it hails? We never know what the weather will bring, even if we stay glued to the daily forecasts. Your day could start with the sun shining, birds chirping, and end with a thunderous hailstorm. Icy rocks falling from the sky do not land well on your car window, paintwork and vehicle body.
Hail Storms in South Africa
In South Africa, hailstones can get as big as 50mm in size. Hailstorms can last up to 15 minutes. These might not sound like big numbers, but it only takes one hailstone to chip your windscreen or leave a dent on your bonnet. In 15 minutes, you could incur thousands of Rands worth of damage.
What is Scratch and Dent policy from Bidvest Insurance?
Scratch and Dent policy from Bidvest Insurance is designed to cover small dents and scratches to your car and the exterior paintwork.
Scratch and Dent policy keeps your car in tip-top shape by removing those nasty surprises, ensuring your car always looks as good as when it did when it left the showroom floor.
Scratch and Dent cover is completely separate from your Comprehensive Car Insurance policy, which means that when you submit a scratch or dent claim, it won’t affect your comprehensive no-claims bonus or cash-back rewards.
Hail Storm cover benefit
When rain starts to unexpectedly pour and the sky hurls ice rocks at your precious car, you’ll need a plan to fix that. Plan A is Scratch and Dent cover from Bidvest Insurance. As one of its many benefits, the policy covers you even for the times when nature throws a curve ball of ice. You get up to R2500 cover for any damage resulting from a hailstorm.
It’s not just the rain, we also care about the shine
Keeping your car looking good has a way of making you feel good, and even more confident. The road, however, has many obstacles that may cause minor damage to your car. Luckily, the Bidvest Insurance Scratch and Dent policy has you covered.
- Say Tah-Tah to the tar: The more we drive our car, the more tar builds up on both the tyres and the body. It’s not a good look. That’s why, with Scratch and Dent cover, you’ll get up to R2500 cover for tar removal.
- Check out those rims: Scratching your rims on the pavement or having them ruined by a pothole can dull your shine. Keep them covered with Scratch and Dent cover from Bidvest Insurance. We’ll provide up to R2500 cover so that you can repair certain rim damage.
- Don’t let it chip away at you: Windscreen chips can so easily become dangerous cracks. For your safety it’s best to deal with them as soon as possible. Scratch and Dent policy benefits include up to R2500 to repair windscreen chips.
How to avoid hail damage
Here are some tips you can use to help avoid hail damage to your car:
- Always park undercover: Whether you’re at home, work or even at the shopping mall, always try and park undercover if possible. If you’re at home, be sure to always park your car in your garage or carport. If you’re just at the shopping mall buying some groceries, it may be worth paying that extra R10 for undercover parking instead of getting hail damage to your car. When serious storms blow through, the best way to protect your car from hail damage is an undercover parking area.
- Watch the weather: If the weather’s not looking too great, always check the weather app before leaving the house. If hail is predicted, your weather app will likely indicate this. Your weather app can be a valuable tool when it comes to protecting your car from hail damage.
- Buy a Scratch and Dent policy: A Scratch and Dent policy from Bidvest Insurance has many benefits. One of them being up to R2500 cover for any damage resulting from a hailstorm.
Can hail damage be repaired?
Yes. Hail damage is repairable, unless it has caused structural damage to your car. If you’re wanting to fix hail damage properly and not lose value on your car, it’s vital that a hail damage repair is professionally done.
How much does a hail damage repair cost?
If your car is your pride and joy, you probably can’t stand to look at that hail damage any longer. The truth is hail damage repairs vary in cost. Depending on the severity of the damage a single dent can cost upwards of R500 to repair.
Is it necessary to fix hail damage?
After all, what’s the problem with a ding or two on a used car, right? Well, If you want to retain its value and be free from rust, you may want to consider getting your car repaired sooner rather than later.
- Protecting your resale value: Although you may not be too worried about what the outside of your car looks like, it will count when it comes to selling your car. Dents are noticeable and will reduce the resale of your car.
- The danger of dents: The paint on your car is there to protect it. Although it does make your car stand out and look even more attractive, it is also there to protect it from the elements. When there’s a dent on your car, it compromises the integrity of your paintwork and can cause cracks in the exterior paintwork of your car which could lead to rust or corrosion. Rust is not a problem you want to have.
How much does a Scratch and Dent policy cost?
Thanks to our Scratch and Dent cover, your car will always look spotless. From as little as R120 p/m say goodbye to:
- Scratches
- Minor dents
- Chips
- Windscreen chips
- Tar stains
Why do I need a Scratch and Dent policy?
Scratches and dents make a car look ugly. They not only hurt your wallet, but they also make your car look neglected. Scratch and Dent cover makes sure your car is always in tip top shape. While that dent may seem small, it still has the potential to cause extensive damage to the paintjob of your car.
Your Bidvest Insurance Scratch and Dent policy aims to help with events like hail storms or somebody accidentally denting your car while parking. With our Scratch and Dent policy, you can cover new or used vehicles on a month-to-month basis, and the best part is that there’s no excess to pay when you submit a claim.
Keeping your car looking good isn’t the only benefit of having a Scratch and Dent policy. It may also increase the resale value of your car. Get in touch with Bidvest Insurance to find out more about our Scratch and Dent policy.
