Does Tyre and Rim Insurance cover pre-existing damage?

Tyre and Rim Insurance does not cover pre-existing damage on a vehicle. Insurance companies are under no obligation to pay for damage to your car that were incurred before you purchased a policy from them. Tyre and Rim Insurance from Bidvest Insurance is a straightforward insurance policy that guards your tyres and rims against damage caused by road hazards.

Generally, Tyre and Rim Insurance policies don’t usually cover pre-existing damage. Insurance companies are under no obligation to pay for damage to your car that were incurred before you purchased a policy from them.

What is pre-existing damage?

When purchasing insurance, pre-existing damage on a vehicle refers to any damage that was previously present on a car before the policy was purchased.

If insurers were required to cover pre-existing damage, their level of responsibility would grow dramatically. This dramatic growth would likely lead to a rise in the standard policy premium.

Does Tyre and Rim Insurance from Bidvest Insurance cover pre-existing damage?

No. Unfortunately, Tyre and Rim Insurance does not cover pre-existing damage.

What will Tyre and Rim Insurance cover?

Even if you are a cautious driver, the tyres and rims of your car are put in danger every time you travel on South African roads. It doesn’t matter how carefully you drive. Across South African roads, it’s highly likely that your rims and tyres will sustain some kind of damage over time.

Tyre and Rim Insurance from Bidvest Insurance is a straightforward insurance policy that guards your tyres and rims against damage caused by road hazards. With Tyre and Rim Insurance, you won’t have to worry about being hit with unforeseen and costly repair or replacement costs.

While Tyre and Rim Insurance doesn’t cover pre-existing damage, the benefits are substantial:

Tyres: Where your tyre can be repaired, we pay for the cost of repairs.

Rims: Should the rim fitted to the irreparably damaged tyre be cracked or buckled, we will pay R750 to either repair or replace the damaged rim.

Tyre Maintenance Inspection: After 6 months, we pay for a Tyre Maintenance Inspection to assess your tyres.

Unlimited Puncture Repairs: With our Tyre and Rim cover, you enjoy the benefits of having unlimited puncture repairs, whenever you need them.

Wheel Balancing and Alignment: After 12 months, we pay for the balancing and alignment of your wheels, regardless of if you have a claim or not.

Why wait for the damage to happen? Take preventive measures. Get Tyre and Rim Insurance now from Bidvest Insurance.

Cover for you and for your car.

Bidvest Insurance offers a wide range of insurance products to meet both your personal and vehicular needs.

Insurance options for you:

  • Cyber Rescue
  • Panic Alert
  • Legal Angel
  • Personal Accident Insurance

Insurance options for your car:

  • Scratch and Dent
  • Tyre Angel
  • Theftbuster Plus
  • Warranty
  • Driver Assist
  • Key Angel

Simply complete your details so a Bidvest Insurance consultant can call you back to assist you.

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