Does Tyre Insurance cover wear and tear?

Tyre Insurance is important for your car. When it comes to wear and tear on your tyres, the best way to keep your tyres in excellent condition is to rotate them on a regular basis. Some of the worst tyre wear is caused by under inflated tyres and excessive braking or skidding. Get your car covered from road hazards, like potholes, glass and debris with Bidvest Insurance.

Tyre Insurance from Bidvest Insurance keeps your car covered from road hazards, like potholes, glass, debris, and more.

What is wear and tear?

Wear and tear can be defined as the normal deterioration of an item, as a result of ongoing usage, even when it is being properly maintained. Wear and tear is not caused by any neglect or abuse, but rather by normal usage of the item.

A car’s tyres, for example, are made from rubber. Car tyres are constantly in touch with the surface of the road when driving. This friction will naturally cause the tread on a car tyre to wear down.

Tyre Insurance, therefore, will not cover normal wear and tear. Naturally, over time, every set of tyres will experience wear and tear. Your car tyres will need to be replaced on a somewhat regular basis. In general, a new set of tyres will have roughly 8 millimetres of tread on the surface. The lowest tread depth allowed by law in South Africa is 1.6 millimetres.

What does tyre wear and tear look like?

Unfortunately, your tyres will eventually wear down. Your tyre tread will grow shallow with every kilometre you drive. The best way to keep your tyres in excellent condition is to rotate them on a regular basis. When you take your car in to have your tyres rotated, they will be examined, to check the tread depth, and to look for any wear patterns in the tyres.

If you aren’t familiar with the warning signs of uneven tyre wear and don’t know what to look for, the following are some of the most typical tyre wear issues:

  • Centre tyre wear: Centre tyre wear is usually caused from a tyre being overly inflated.
  • Side or shoulder tyre wear: Side or shoulder tyre wear is most often caused from a tyre being under inflated.
  • Flat spot wear: Flat spot wear on your tyres is usually caused by excessive braking or skidding.
  • One side wear: One side wear on your tyre often indicates you’re driving a misaligned vehicle. Misaligned tyres are dangerous, not only when it comes to wear and tear.

Does Tyre Insurance from Bidvest Insurance cover tyre wear and tear?

No, Tyre Insurance from Bidvest Insurance will not cover tyre wear and tear or any other wear and tear on your vehicle.

While Tyre Insurance may not cover you for wear and tear, it will protect your tyres and rims from damage caused by hazards on South African roads. Protect your comprehensive policy’s no-claims bonus and cash-back rewards. Get Tyre Insurance from Bidvest Insurance today.

Cover for you and for your car.

Bidvest Insurance offers a wide range of insurance products to meet both your personal and vehicular needs.

Insurance options for you:

  • Cyber Rescue
  • Panic Alert
  • Legal Angel
  • Personal Accident Insurance

Insurance options for your car:

  • Scratch and Dent
  • Tyre Angel
  • Theftbuster Plus
  • Warranty
  • Driver Assist
  • Key Angel

Simply complete your details so a Bidvest Insurance consultant can call you back to assist you.

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