Scratch & dent insurance cover for you.

Bidvest Insurance offers Scratch and Dent insurance that would help keep your car in showroom condition by providing cover against those unavoidable scratches and dents to your car.

Our Scratch and Dent insurance policy highlights include:

  • Helps improve the resale value of your vehicle
  • Keeps your vehicle looking as good as new
  • No excess payable on claims
  • Month-to-month cover
  • Protects your no claims bonus and cash back rewards

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What Am I Covered For?

Scratches, Dents, and Chips

Our Scratch and Dent insurance provides cover for minor dents, scratches, chips, and tar removal.

Windscreen Chips

A chip on the windscreen can lead to a series of cracks that is a serious driving hazard and often ends up with you having to replace the entire windscreen.

Wheel Rim Damage

You will also be covered for wheel rim damage that may occur to your vehicle.

Hail Damage

Hail damage can be frightening and costly. Our Scratch and Dent insurance will put your mind at ease.

No excess

Yes, that is correct. There is no excess payable on claims with our policy.

Protects No Claims Bonus

By having a Scratch and Dent policy, you will protect your no-claims bonus and cash-back rewards.

Why Do I Need This Cover?

Even the best drivers have no control over stone chips, trolley dents, windscreen chips, wheel rim scratches, tar removal, hailstones or damage from other vehicles.

Unfortunately scratches, chips and dents of everyday driving can be both expensive and annoying.

Now, with valuable protection from Bidvest Insurance you can keep your vehicle looking as perfect as the day you first bought it.

The policy is available for new and used vehicles and is completely separate from your comprehensive motor insurance policy which means when you claim, it won’t affect your no-claims bonus or cash-back rewards.

Frequently Asked Questions

What is the waiting period for Scratch and Dent Insurance?

Your policy is active from the inception date. Remember that when you first join there is a 90-day waiting period before you can claim. This waiting period can be waivered if you take your car to be inspected and send this report through to us.

What is different about our Scratch and Dent policy?

Our Scratch and Dent policy stands out from the competitors in that there’s no limit on the size of the damage, or whether the damage is on more than one panel.

Is it really necessary to fix minor damages?

Yes, minor damages often become major if not tended to:

  • Damage on the vehicle is an eyesore.
  • A chip on the windscreen can lead to a series of cracks that is a serious driving hazard and often ends up with you having to replace the entire windscreen.
  • Small dents and scratches expose your vehicle to rust, which can eventually call for major panel work.
  • Scratches and dents reduce the resale value of your vehicle.

Why do you need Scratch and Dent insurance?

This product covers those minor damages that you are not likely to claim for on your comprehensive insurance because the repair cost is within your excess or might affect your no claim bonus.

How does Scratch and Dent insurance work?

Designed to keep your vehicle looking as good as when it left the showroom floor. We cover minor damages such as scratches, scrapes, chips, and dents that are all too common with everyday driving, as well as tar removal and cosmetic mag wheel repairs.

Client Testimonials

“My car was parked in a public car park when the cars door next to mine was opened and bumped into my door. Whilst the dent was small, it was in my face every day. I was over the moon knowing that I had the means to get the dents repaired. If I didn’t have the policy, the chances are that the dents would have remained. As a home-owner, I pay all my extra cash into the bond in order to minimize the home loan term, so it is extremely unlikely that I would have had the dents repaired. I would absolutely, without a doubt recommend Bidvest’s Scratch and Dent insurance, the best R100 I could spend. I went and picked up my car yesterday and it was looking as good as when I took delivery, and once again, I am so very glad that I took the Bidvest Scratch and Dent policy.“

Lz Hopkins

Underwritten by Bidvest Insurance Limited, a licensed insurer and an authorised Financial Services Provider, FSP 46395. Please refer to the policy wording for full details of product cover.