Why do I need Scratch and Dent cover?

Scratch and Dent cover to keep your car looking as good as new. You just got home, and as you’re about to go inside, you decide to take one last glance back. This is soon followed by a proud grin. If you own a car, this is a feeling you know all too well. It’s not just a car. It’s your hard work. It’s your pride and joy. Most importantly, it’s yours.

The only bad part is that there are things all over the road that conspire to take that joy away from you. Potholes, other vehicle doors, Mother Nature… they sometimes collude on a mission to put scratches and dents all over your precious car.

Chipping away at your happiness

The thing about time is that, with it, everything ages. The road is at times not kind. Tiny rocks, pebbles and bugs are an everyday threat to your car’s beautiful paint job.

It’s not just the paint, or the ageing with time. You could be cruising down the highway, safely in your lane and suddenly, “a rock or something.” hits your windscreen leaving it chipped. You’re now unhappy because, although you need to fix it, this is not an expense you had budgeted for.

When dark clouds gather

We all love a little rain every now and then. It keeps everything all green and beautiful. Every once in a while, it does tend to be a tad too aggressive. When dark clouds gather and balls of ice start falling from the sky, nothing is pretty. Especially not your car.

You might not have covered parking or it was just an unexpected freak of nature. Hailstorms can do a lot of damage to your car. Hailstorms could leave your car with dents, windscreen and windows chipped, cracked and even broken. When it rains, money shouldn’t start pouring out of your pockets.

Potholes suck

They really do. They seem to be everywhere. They’re good at hiding in plain sight and then sneaking up on you when you least expect it. You could be lucky and just get a little fright or you’re unlucky and your rims get damaged. Have you seen the cost of rims? That kind of money isn’t pocket change.

Tips to avoid scratches and dents on your car

Avoid small parking bays: Let’s face it – Big cars and small parking bays don’t go together. More often than not, scratches and dents happen because other people are not careful when parking and opening their car doors. Try to always park in an area where there aren’t too many cars around. If you have to walk a little further, it will be worth every step knowing your car is safe from those nasty scratches and dents.

Always park your car in a garage or carport: Parking your car in a garage or carport will offer some protection against the elements. Things like hail, heavy rain or strong wind can cause damage to your car. Some weather apps send you notifications about bad weather so you can move your car undercover.

If you don’t have a garage or carport to securely park your car, then maybe you should consider getting a car cover. Although a car cover may not provide as much protection as a garage or carport, it will at least provide some protection.

Wash your car on a regular basis: Washing and polishing your car on a regular basis can help protect your car’s paint job. When you wash your car, always be sure to rinse it with water before you start. This will help remove any sand or dust and prevent you from scratching the paint. It’s important to use the correct sponge when washing your car, if your sponge is rough, this may also cause damage to your car.

Do I really need to fix scratches and dents?

There are many reasons why you should always keep your vehicle in tip top shape. You always want to ensure that your car is free from scratches and dents for the following reasons:

Minor damage isn’t so minor: You have a small fender bender and your car gets a small dent and a few scratches. You tell yourself that it’s not too bad and you can live with it. A month goes by and you notice a funny noise coming from the area where there’s a ding. You’re probably going to regret not getting it checked out. Sometimes there’s a bigger issue underneath the surface that could be costly if left.

Selling your car: What your car looks like counts when it comes to selling your car. What you may not know is that the way you present your vehicle also affects its resale value. Scratches and dents are obvious downers, but they aren’t the only problem areas; especially if there are cosmetic flaws that might come across as even more glaring than your initial impression of them might suggest. If you have scratches and dents on your car, people may think that you’re a negligent owner. Nobody wants to buy a car from a negligent owner.

The danger of scratches and dents: The paint on your car is there for a reason. Although it does make your car stand out and look even more attractive, it is also there to protect it from the elements. When there’s a scratch or dent on your car, it compromises the integrity of your paintwork and can cause the exterior of your car to rust or corrode. Rust is not a problem you want to have.

What is Scratch and Dent cover from Bidvest Insurance?

You’re about to jump into your car after a trip to the grocery store. That’s when you notice a small ding on your car door. What do you do now? You don’t want to tap into your Comprehensive Car Insurance just to cover a small dent on your car.

Scratch and Dent cover from Bidvest Insurance is designed to keep your car in tip-top shape by removing those nasty surprises, ensuring your car looks as good as when it did when it left the showroom floor.

Our Scratch and Dent cover is completely separate from your Comprehensive Car Insurance policy, which means that when you submit a scratch or dent claim, it won’t affect your comprehensive no-claims bonus or cash-back rewards.

What does Scratch and Dent policy cover?

Thanks to our Scratch and Dent cover, your car will always look spotless. From as little as R120 p/m say goodbye to:

  • Scratches
  • Minor dents
  • Chips
  • Windscreen Chips

What other benefits does Scratch and Dent cover offer?

South African roads can be a disaster waiting to happen. Your car can easily get damaged, no matter how good your driving skills may be. Scratch and Dent cover from Bidvest Insurance will help you keep your car looking as good as new. Some other benefits of Scratch and Dent cover include:

  • Tar Removal: The tar build up that comes with driving your car everyday can ruin your bodywork. We give you up to R2500 cover per claim for any tar removal your car may need.
  • Wheel Rim damage: Scraping your car along the pavement means that your wheel rims can get scratched and damaged too! We give you up to R2500 to get those scratches and dents repaired.
  • Hail Damage: When nature strikes, we cover you for repairs by an accredited dent remover.
  • Windscreen chips: A small stone or pebble could crack or chip your windscreen. Before it becomes a crack you need to do something about it. We cover you for up to R2500 per claim.

Why do I need Scratch and Dent cover?

Scratches and dents are nasty. They not only hurt your bank account, but they also make your car look old, ugly and neglected. Scratch and Dent cover makes all the difference when it comes to keeping your car in tip top shape. While that dent may seem small, it’s still a dent and could cause unnecessary damage to the paintjob of your car.

Unlike comprehensive insurance, which often only covers serious damage like a full accident, your Bidvest Insurance Scratch and Dent policy aims to help with events like hail storms or somebody accidentally denting your car while parking. You can cover new or used vehicles on a month-to-month basis, and the best part is that there’s no excess to pay when you submit a claim. You work hard for your money, and your car is proof of that. You deserve the comfort of avoiding nasty and costly car surprises

Minor damages can become major if not tended to easily adding up to thousands of Rands. Scratch and Dent cover from Bidvest Insurance is designed to keep your vehicle looking as good as when it did when it left the showroom floor. We cover minor damages, including scratches, scrapes, chips and dents that are all too common with everyday driving.

Protecting your pride and joy means getting the right cover. Keeping your car looking good isn’t the only benefit of having a Scratch and Dent policy. It may also increase the resale value of your car. Get in touch with Bidvest Insurance to find out more about our Scratch and Dent policy.

Cover for you and for your car.

Bidvest Insurance offers a wide range of insurance products to meet both your personal and vehicular needs.

Insurance options for you:

  • Cyber Rescue
  • Panic Alert
  • Legal Angel
  • Personal Accident Insurance

Insurance options for your car:

  • Scratch and Dent
  • Tyre Angel
  • Theftbuster Plus
  • Warranty
  • Driver Assist
  • Key Angel

Simply complete your details so a Bidvest Insurance consultant can call you back to assist you.

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