Unintentional Violation Cover from Bidvest Insurance

Cover for the mistakes you can’t avoid.

Like any other contract, there are terms and conditions that you might miss when signing on the dotted line. The repercussions that come with overlooking these terms and conditions might have an effect on you and your finances. The same applies for your insurance policies.

What is an Unintentional Violation Cover?

If your underlying insurer does not pay for your stolen or written off vehicle due to an unintentional violation, we’ve got you covered. Your Shortfall Protection policy will cover the cost of repairs or payout the maximum indemnity if your car is a write off, we’ll also cover storage and towing costs up to R1 000.

What policy does an Unintentional Violation benefit fall under?

The unintentional violation benefit falls under our Shortfall Protection Policy. A policy that offers you the best protection if your car is stolen or written off. We’ve got you covered if something happens beyond your control.

What else does Shortfall Cover provide?

We don’t only cover the mistakes and unintentional accidents. Your shortfall cover includes other benefits:

  1. The main benefit of having Shortfall Protection is that it covers the difference between what your insurance policy pays out versus what you still might owe to your bank in repayments. More often than not, the payout is less than what you owe the bank, leaving you in debt, AND without a car.
  2. Excess Protection: Make sure you are protected from unexpected costs. Bidvest Insurance benefits protect you with up to R10 000 cover towards your underlying excess, as outlined in your insurance policy.
  3. Additional Accessories: Bidvest Insurance gives you up to R10 000 cover towards any accessories fitted on the vehicle that have not been specified on your underlying insurance policy.
  4. Loyalty Bonus: You get up to R10 000 as a Loyalty Bonus towards replacing your vehicle as part of Bidvest Insurance Shortfall cover benefits.
  5. Instalment Protection: Bidvest Insurance will pay your monthly vehicle instalment up to R5 000 for up to 3 months if your claim for a stolen or written off vehicle with your underlying insurer takes more than 60 days to process.

How much do I pay for Shortfall Cover?

Your monthly premium is tailored to you and your car. We will quote on your specific vehicle.

How do I claim from Shortfall Cover?

You can contact us on 0861 66 88 88 or email shortfallclaims@bidvestinsurance.co.za to notify us of the incident. The claims assessor will then guide you through the claims process.

The fine print can sometimes be missed and overlooked. Bidvest Insurance’s Unintentional Violation cover keeps you protected.

Cover for you and for your car.

Bidvest Insurance offers a wide range of insurance products to meet both your personal and vehicular needs.

Insurance options for you:

  • Cyber Rescue
  • Panic Alert
  • Legal Angel
  • Personal Accident Insurance

Insurance options for your car:

  • Scratch and Dent
  • Tyre Angel
  • Theftbuster Plus
  • Warranty
  • Driver Assist
  • Key Angel

Simply complete your details so a Bidvest Insurance consultant can call you back to assist you.

We understand how important your privacy is and will protect your personal information. By providing your details above you are agreeing that we may contact you regarding this quote. This is to ensure that you get great service! To find out more please visit our Privacy Policy.

Latest Articles

Scratches denting your smile?

Scratches denting your smile?

Keep your car looking as good as new. You just got home, and as you’re about to go inside you decide to take one last glance back. This is soon followed by a proud grin. If you own a car, this is a feeling you know all too well. It’s not just a car. It’s your hard...

read more
Going through a divorce?

Going through a divorce?

Don’t lose more than you already have. People are creatures of habit. When it comes to letting go of certain habits and routines that have been part of your life for some time, you’ll probably struggle. That’s the thing about divorce. It’s not just the bond and the...

read more
Roadside Assistance: Don’t get stuck on the side of the road

Roadside Assistance: Don’t get stuck on the side of the road

Roadside Assistance from your Bidvest Insurance Mechanical Warranty policy Roadside assistance is an essential when you’re driving on South African roads. Mechanical Warranty is an insurance policy that puts you and your wellbeing first. Car troubles are a significant...

read more