Mechanical Warranty: Keep Your Car Covered.

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What is Mechanical Warranty?

Mechanical Warranty is the best thing you can do for your budget, and your car. We all love our cars, but even if you look after it amazingly well, things that are constantly used will break.

Not having your vehicle properly cared for can result in major, unexpected breakdowns. Even when we keep to the right schedules, mechanical and electrical breakdowns still happen. Those unexpected expenses can put a ding in your car, your day, and your budget.

What is car warranty?

All new vehicles come with a warranty that differs brand to brand. They are, however, all restricted in terms of time and mileage. The warranty for your brand new car is essentially a promise from its manufacturer that manufacturing or factory defects will be repaired, or replaced, within a specific period of time.

What is car warranty cover?

A car warranty, is a policy that provides you with cover for your car should you suffer a mechanical or electrical breakdown.

They are designed to offset repair and labour costs when these inevitable breakdowns or mechanical failures happen.

With a car warranty, if something goes wrong with a part of your car that is covered under your car warranty policy, you won’t have to pay for a repair.

Things you should know about a car warranty in SA

Owning an asset like a car will inevitably come with a lot of paperwork and other contractual obligations. Understanding these requirements that come with owning a car will save you money in the long run. These are some of the things that you need to know about your car warranty:

  • Read the terms and conditions: As it is with every contract that you sign, you must read the terms and conditions of your car warranty carefully. You need to have a full understanding of what is covered and what isn’t covered by your car warranty.
  • Check the service history: If you happen to be buying a used car, it is important to check the service history of the car. Sales people might remind you when your car is due for servicing but they are not obligated to. It’s up to you as the car owner to decide when you’ll get your car serviced.
  • Service intervals vary: Warranty intervals are not the same. Make sure that you know the intervals of your warranty. Some car manufacturers recommend an oil change every 10 000 kilometres or with at least 48 months, whichever comes first.
  • The dealer/workshop might not cover the full amount: Warranties may not cover everything. In other words, your warranty will only cover part of the costs associated with replacing the defective part or the associated labour.
  • You can only claim for one incident at a time: With a warranty, you need to claim as the incidents happen. You cannot claim for mechanical failures that are not related to the incident.
  • A warranty isn’t a maintenance policy: A warranty is a form of protection in the event of mechanical failure. Although some other warranty policies offer maintenance plans as a benefit, a car warranty is not a maintenance policy.
  • Your warranty could be invalid if you replace parts yourself: Before you go all DIY on your car, you need to first check the terms and conditions of your warranty. Changing and replacing parts without an authorised service provider could void your warranty.

What is Mechanical Warranty?

Being inconvenienced by an unexpected breakdown of your car leaves you helpless and puts you in difficult situations.

The nightmare of being stranded or having to incur the high costs of emergency repairs is not one you want to find yourself in.

Mechanical Warranty by Bidvest Insurance is designed to take the sting out of unexpected mechanical and electrical breakdowns. Mechanical Warranty provides extensive cover for cars of various ages and kilometres.

We make sure that your vehicle is well taken care of as it ages.

What Am I Covered For?

  • Engine components
  • Gearbox
  • Steering mechanism
  • Braking system
  • Suspension
  • Fuel system

*Please refer to the policy wording of your specific warranty to ensure you know exactly what is covered

What assistance does the Mechanical Warranty product provide?

Roadside Assistance: You’re in for a hard time if your car breaks down in the middle of nowhere. The frustration, inconvenience and dangers that come with your car breaking down are taken care of by Mechanical Warranty’s roadside assistance. Under the roadside assistance benefit you get:

  • Towing: Our mechanics will be happy to get you back on the road in no time, but if they can’t fix your car there and then, we’ll help you with a towing service that will take your car to where it needs to be, within a 400 kilometre radius.
  • Changing of flat tyres: If you find yourself without a spare and despair has set in, we’ll send someone out to assist you with changing your tyre and getting you back on the road.
  • Flat battery assistance: Need a quick boost? Mechanical Warranty offers assistance with flat batteries to get your car engine running again.
  • Locksmith for locked key retrieval: If you’ve lost your car keys, we send a local locksmith to help you get back on the road as soon as possible.
  • Car hire: If your car is out of action, we ensure you are taken care of. We will provide car hire for up to 5 days if need be while your car undergoes repairs.
  • Hotel accommodation: If your car breaks down, you are far away from home and you don’t have any other means to get around or book accommodation at the nearest hotel, we will help you out!

Medical Assistance: You could be in need of serious medical attention or just in need of serious medical advice. Mechanical Warranty has you covered. Our medical assistance will help you out with-

  • Telephonic medical advice: Our medical hotline is available all day long. Whatever the time of day, our experts are here to help you get full and sound advice.
  • Emergency medical transportation: Medical assistance benefits include emergency services transport, across South Africa. Our network of partner ambulance services are available by land and/or by air.
  • Inter-facility transportation: Should you need to be moved to a different facility for medical assistance, Mechanical Warranty covers you for any costs involved.
  • Medical repatriation: In case you need to be admitted in the hospital, but you’re out of your hometown, we cover the expenses required to move you closer to your place of residence.
  • Escort of minors: Your children should never be left stranded. Mechanical Warranty’s medical assistance benefit covers the cost of making sure that your children are taken to a place where they are safe and well taken care of.
  • In-hospital medical monitoring: If you are hospitalised far from home, we’ll be there for you. We keep a close eye on your health and keep your loved ones up to date on your progress and care.
  • Compassionate visits: If you are hospitalised and unable to go home, Bidvest Insurance ensures that you are never alone. Should you find yourself in this unfortunate scenario, one of your chosen family members or friends will be brought out to be with you at the hospital.

Repatriation of mortal remains: You never know when tragedy will strike. Should the devastation of death come to pass while you’re far from your permanent residence,we’ll take care of having your body recovered and brought back home.

How much cover do I get?

The Mechanical Warranty policy by Bidvest Insurance provides cover of up to R15 000 a year for any claims under the Roadside Assistance benefit.

How do I claim?

You can contact us on 0861668888 or email warrantyclaims@bidvestinsurance.co.za to notify us of the incident. Our dedicated assessors will then guide you through the claims process.

When your car warranty expires, your car will still need to be covered for any mechanical failure and breakdown that happens. It’s not just your car that needs to be covered, you also need to be protected. Mechanical Warranty by Bidvest Insurance boasts many benefits that protect you, your car, and your pocket.

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